Agribusiness Credit Officer (Input & Asset Finance). [Openings: 3]

Agriculture, Fishing & Forestry

K sh 70,000 – 120,000 gross / month

Openings: 3 Location: Nairobi – Kawangware 56 (Naivasha Rd spur) Overview: Our client is looking for three Agribusiness Credit Officers to originate and manage micro/SME loans for inputs, irrigation kits, and small cold-rooms. You’ll assess cashflows, collateral alternatives, and seasonality, then monitor performance through visits and agronomy check-ins. The goal: safe growth with strong recoveries. Key Responsibilities: - Prospect and assess farmers/SMEs; underwrite cashflows and risks. - Structure loans with grace periods; align to crop cycles. - Verify use of funds; monitor and collect; escalate early. - Partner with agronomy team for technical checks. - Maintain clean files and regulator-ready records. Education & Experience: - BCom/Ag Econ/Agribusiness; 2–4 yrs micro/SME lending. Skills & Tools: - Credit analysis, field verification, Excel/CRM, negotiation. KPIs: - PAR30, disbursement quality, recovery rate, client retention. Compensation (Kenya): KES 70,000–120,000 + portfolio bonus. Figures are client estimates and vary with experience and book quality. Benefits: Medical, transport allowance, phone/data. Growth Path Senior Officer → Portfolio Manager → Agrifinance Branch Lead. Ideal promotion cycle.